Investing in bonds made simple.
Experience the convenience and security of investing in treasury bonds right at your fingertips. With steady returns backed by the government, you can keep growing your wealth without a sweat anytime and anywhere.
Our features and benefits
Why buy tokenized bonds?
Enjoy complete control over your funds whether you’re at home or on the go.
Higher rates
With just PHP 500, earn more than a typical time deposit or savings account.
Accessible
Access your funds anytime with 24/7 deposits and withdrawals via banks and e-wallets.
Convenient
All you need is a mobile phone — no bank account or bank visit required!
Partners
We partner with leading companies to bring you trusted, reliable services.
Bonds on PDAX
This is a partnership with the country’s leading home-grown Cryptocurrency Exchange. PDAX Securities (formerly known as Bonds.ph Inc.) provides the technology and broker/dealer services in bonds app in the PDAX Application.
GBonds
This partnership with GCash leverages PDAX Securities (formerly known as Bonds.ph Inc.) technology and broker/dealer services to power the bonds feature within the GCash app.
Bonds.ph with Unionbank
This is a standalone application in partnership with Unionbank of the Philippines (UBP). UBP performs the securities brokering and dealing services while PDAX Securities (formerly known as Bonds.ph Inc.) provides the technology.
Partner with us today and take your business to the next level. Enjoy seamless transactions, low fees, and access to top services. Together, we can achieve great things and create lasting success. Join us now and start growing with a trusted partner!
Partners
PDAX Securities (formerly known as Bonds.ph Inc.) here and there — what’s the difference?
Application
The app where you access the bonds from.
Technology
The entity that provides the technology
Broker Dealer
The entity that carries out your trades in the bonds market
Stand Alone Application
Popular questions
Frequently asked questions
A bond is a fixed-income investment that is issued to an investor when they lend their money to the government or a private corporation. In return, the issuer of the bond promises to repay the principal amount after a certain period plus the periodic interest payments at a coupon rate.
Treasury bills, also known as zero coupon bonds are government-issued short-term bonds and typically have a tenor of 91, 182, and 364 days. These bills are always purchased at a discount — you will pay less than the face value of your bond.
Treasury bills provide investors with the following advantages:
- Accessibility: Investors can invest as low as PHP 500.
- Government-backed security: It is relatively safe as opposed to risk assets such as stocks and cryptocurrency.
- Predictable and guaranteed returns: Investors always purchase it at a discount and the treasury bills provide a fixed maturity date.
- Short-term investment: Treasury bills typically range from a few months to a year.
A retail treasury bond (RTB) is a debt instrument issued by a government to raise funds from the public to finance its expenditure needs. RTBs have specific maturity periods, and the interest is typically paid semi-annually or quarterly until the bond matures, at which point the principal amount is returned to the investor.
Retail treasury bonds provide investors with the following advantages:
- Accessibility: RTBs are designed to be accessible to retail investors, meaning individuals can invest relatively small amounts of money starting at PHP 5,000.
- Government-backed security: RTBs are backed by the government, making them one of the safest investment options available. The risk of default is low, providing investors with a secure place to park their funds.
- Predictable and guaranteed returns: RTBs typically offer fixed interest rates, providing investors with a predictable stream of income over the bond's duration. This can be advantageous for individuals seeking stable returns on their investments.
Yes, you can buy a retail treasury bond (RTB) from the secondary market on PDAX.
This means you are purchasing a retail treasury bond on the secondary market through your registered Broker-Dealer. Here, investors can trade RTBs after the initial offering and issuance by the BTR, providing liquidity and potential profit opportunities.
To buy or sell an RTB on the secondary market, tap on the Bonds icon on the PDAX home screen and select the RTB you want to buy or sell.
In general, bonds are considered to be lower-risk investments since they provide fixed income streams and have a defined maturity date compared to stocks or cryptocurrencies.
However, as with any type of investment, there is always a measure of risk that investors need to take into account when dealing with investment instruments such as bonds.
The price of bonds can and does fluctuate with upward or downward movements. The future performance of an investment instrument may also defy the trends of its past performance, and there may be a significant difference between the buying price and the selling price of investment instruments. As such, there is an inherent risk that losses may be incurred, rather than profit made, as a result of buying and selling investment instruments. Thus, an investment in bonds involves a certain degree of risk. In deciding whether to invest, a prospective purchaser of bonds should carefully consider several factors both internal and external to the issuer and the investment product.
You may conveniently explore and purchase bonds through any of our existing regulated partner channels. For detailed information on the current bond offerings, how to purchase bonds, and the applicable fees, we recommend visiting our partner’s platform.
PDAX Securities (formerly known as Bonds.ph Inc.) is a registered broker/dealer with the Securities and Exchange Commission that aims to provide the investing public easy and convenient access to fixed income securities. The Bonds.PH application by Unionbank is a standalone mobile application that allows investors to buy and sell Retail Treasury Bonds.
The contents of this FAQs are not to be considered as definitive legal, business or tax advice. Prospective purchasers should consult their own counsel, accountants or other advisors as to legal, tax, business, financial and related aspects of the purchase of bonds, among others.
About us
Who is PDAX Securities?
PDAX Securities (formerly known as Bonds.ph Inc.) is a project spearheaded by the Bureau of the Treasury (BTr) to provide the investing public easy and convenient access to fixed income securities that can provide earning opportunities.
- Registered broker/dealer with the Securities and Exchange Commission
- First non-bank Government Securities Eligible Dealer (GSED)
- Member of the Philippine Dealing Exchange (PDEX)
- Partners with banks and e-wallets.
In 2022, PDAX Securities (formerly known as Bonds.ph Inc.) was granted the broker/dealer license for bonds and fixed income securities, the license to act a Government Securities Eligible Dealer (GSED) and a member of the Philippine Dealing and Exchange (PDEX).
In 2023, PDAX Securities (formerly known as Bonds.ph Inc.) launches its Bond Access program that allowed different banks and other institutions to easily and more conveniently provide a bond proposition in their applications, websites and e-wallets.
Meet the team
We are a team of experienced professionals in finance, technology, and marketing,
dedicated to making PDAX Securities (formerly known as Bonds.ph Inc.), the preferred platform for investing in government bonds.
Board of directors
Nichel Merlmichael Gaba
Chairman
Kenneth Matthew Chua
Director
Patrick Lao
Director
Albert Daniel Tiu
Director
Miguel Antonio Reyes
Director and
Fixed-Income Trader
The Team
Kenneth Kinkito
Officer, Operations
Raco Santos
Fixed Income Market Salesman
Iane Francis Cañizares
Fixed-Income Market Salesman
Mark Joseph Sabroso
Associated Person
Bonds as a Service
Want to offer tokenized bonds on your platform?
PDAX Securities (formerly known as Bonds.ph Inc.) offers Bonds as a Service (BaaS) to partners, allowing them to sell our tokenized bonds seamlessly. Learn more about how we can help you offer this service to your users.
Contact us
Have any questions or concerns? Contact us by filling out the form below and our team will reach out to you.
Notice is hereby given to the public that PDAX Securities (formerly known as Bonds.ph Inc.) (a broker/dealer in securities registered with the Securities and Exchange Commission) transferred its principal office to 31st Floor, Robinsons Cyberscape Gamma, Topaz and Ruby Roads, Ortigas Center, Pasig City. For inquiries, please contact us via the form above.
Address
- 31 F Robinsons Cyberscape Gamma, Topaz and Ruby Roads, Ortigas, Pasig, Metro Manila, Philippines
Legal Documents
The contents herein are provided for general informational purposes only and should not be considered as definitive legal, business or tax advice. Trading with any financial product is subject to the user’s risk and own discretion and must be done after adequate and in-depth research and analysis.
By using the PDAX Securities platform or availing of PDAX Securities services (accessible through the PDAX Platform or GBonds in the GCash App), you acknowledge that all transactions and services are subject to the PDAX Securities Terms and Conditions and relevant platform rules. You are deemed to have read, understood, and agreed to these terms, including the associated risks. Prospective purchasers or customers should understand and accept such risks before purchasing any financial product.
Prospective purchasers or purchasers of financial products should consult their own counsel, accountants or other advisors as to legal, tax, business, financial and related aspects of the purchase of such financial product, among others. PDAX SECURITIES INC. (formerly BONDS.PH INC.) does not guarantee the performance and financial integrity of any financial product, and, to the extent allowed by law, shall not be responsible for any loss sustained by the customer.
For inquiries or complaints, please contact us through support@bonds.ph. Please provide us your name, email address, and any other information that we may need to identify you, your account details, and the particulars of the Order and/or Transaction on which you have feedback, questions, or complaints.
PDAX SECURITIES INC. (formerly BONDS.PH INC.) is registered as a Broker Dealer in Securities with the Philippine Securities and Exchange Commission (SEC), a member of the Philippine Dealing and Exchange Corp. (PDEx), and Bureau of the Treasury-acknowledged government securities eligible dealer (GSED). You may get in touch with the Markets and Securities Regulation Department of the Securities and Exchange Commission at msrdsubmission@sec.gov.ph or through the SEC’s channels: imessagemo@sec.gov.ph or 02-5322-7696.
